Interests in the retirement healthcare program are offered solely by the employer. No, there is no tax advantage to owning variable annuities or mutual funds in your TIAA-funded retirement plan. Lewis M. Barker, Ph.D., Professor of Psychology and Neuroscience. Select a retirement plan and begin the enrollment process. (Hon. (1956-1957, 1964-1998)B.S., Oklahoma Baptist U.; M.A., Vanderbilt U.; Ph.D.,ibid. TIAA has partnered with Notarize.com (www.Notarize.com/TIAAOpens in a new window) to offer a digital and secure way for you to fulfill notarization requirements for your forms. Rotating Internship in General Surgery, Internal Medicine, Obstetrics and Gynecology at the Government General Hospital, Madras, India. Even if your plan doesn't allow cash distributions, you can withdraw your entire retirement savings if your TIAA Traditional Account value does not exceed $2,000 and your overall account balance is below a limit set by your employer's plan (either $1,000 or $5,000). William A. Roger L. Brooks, Ph.D., Professor of English. Then, determine your comfort level with risk and reward. Call 713-798-1000 Monday - Friday 8 a.m. - 5 p.m. ONLINE Request Now Request non-urgent appointments Find a Physician Many employers offer contribution matching. Western Illinois U.; M.S., U. of Missouri, Rolla; Ph.D.,ibid. Elisabeth J. Umble, Ph.D., Associate Professor of Management. As for income options, annuities offer you the opportunity for lifetime income with or without guaranteed payments for a fixed time period*. Founded in 1860, New York Medical College (NYMC), one of the nation's largest private health sciences universities, is the leading academic biomedical research university between New York City and the state capital of Albany, NY. (1985-2020)B.A., U. of California; M.S., ibid., Ph.D., ibid. may. (1994-2020)B.S., Virginia Polytechnic Institute and State U.; M.S., ibid. (1979-2009)B.A., Grove City College; M.A., American U.; Ph.D., Duke U. David L. Rivers, Ph.D., Professor of Communication Sciences and Disorders. Equal Housing Lender. (1973-2011)B.S. Actual account balances will be determined by the contributions made and any investment gains or losses. Its California Certificate of Authority number is 3092. Emeriti Retirement Health Solutions is not an insurance company, insurance broker or insurance provider. (1995)B.S., Wayland Baptist U.; M.Ed., Texas Tech U.; Ed.D., U. of Colorado. A lump-sum payment, subject to a surrender fee, may be available depending on your plan rules and the terms of your contract. Donald L. Gaitros, Ph.D., Professor of Computer Science. (1964-1997)B.S., U. of Arkansas; M.S., Kansas State U.; Ph.D.,ibid. Patricia D. Wallace, Ph.D., Professor of History. Or you can decide to receive income for a certain number of years or take a cash withdrawal (depending on your plans provisions). TIAA-CREF Individual & Institutional Services, LLC serves as a broker-dealer with respect to underlying mutual funds only, and does not offer, market or sell interests in such plans or otherwise provide broker-dealer services with respect to the interests in such plans. How can I see my accounts and perform transactions online? Tillman B. Rodabough, Ph.D., Professor of Sociology. . Make a selection before beginning enrollment. (1989-2004)B.F.A., Drake U.; M.A., U. of Iowa; Ph.D., U. of Texas. (TIAA) and College Retirement Equities Fund (CREF), New York, NY. (1968-2000)B.M., Morningside College Conservatory of Music; M.M., Indiana U.; D.M.A., U. of Arizona. There are a number of important differences between mutual funds and annuities when they are offered under a retirement plan. (1960-1990)B.B.A., U. of Texas; M.L.S., Texas Womans U.; Ph.D.,ibid. Randy Wood, Professor of Curriculum and Instruction (1985-2021) B.A., Baylor U.; M.Div., Southwestern Baptist Theological Seminary; M.Ed., Texas Christian U.; Ph.D., Baylor U. Pat Neff Hall, Suite 109 You must begin taking minimum distributions from your IRAs and employer retirement plan accounts by your required beginning date (or retirement, if later for employer retirement plan accounts). Substance Abuse View All Clinical Trials General Inquiries Call today to schedule an appointment or fill out an online request form. Ronald Beal, LL.M., Professor of Law. (1981-1997)B.A., Baylor U.; M.A., Southern Methodist U.; Ph.D., Texas Womans U. Phyllis S. Karns, Ph.D., Professor of Nursing. (1967-2005)B.S. Baxter Johns, Ph.D., Professor of Mathematics. John "J.T." (1971-2016)B.S., Furman U.; Ph.D., Vanderbilt U. Deborah Johnston, Associate Professor of Health, Human, Performance and Recreation (1981-1987, 1988-2021)B.A., Northwest Missouri State U.; M.S.Ed., Baylor U., Ed., U. of Arkansas. Generally, you must show an immediate, significant need that cannot be met with other resources, including loans from your retirement plan. CMS will require Medicare Advantage plans that cover emergency services worldwide to cover urgent care worldwide . Summary Plan DescriptionOpens pdf in new window. Owning mutual funds can reduce risk through diversification and professional management, and allow you to potentially invest in a broad range of asset classes U.S. and non-U.S. stocks, bonds, and real estate with smaller amounts of assets. A mutual fund is a pool of securities, such as stocks and bonds, managed by an investment company. (1981-2000)B.S.N., Wayne State U.; M.S.N.,ibid. Donald L. Hardcastle, Ph.D., Professor of Physics. Stephen Heyde, Professor and Director of Orchestral Activities, The Mary Franks Thompson Professor of Orchestral Studies, and Conductor-in-Residence (1984-2021)B.M., Capital U.; M.M., Carnegie Mellon U. Thomas S. Hibbs, Ph.D., Dean Emeritus and Distinguished Professor of Ethics and Culture. Julian F. Watkins II, Ph.D., Professor of Biology. Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association of America (TIAA) and College Retirement Equities Fund (CREF), New York, NY. Mark Anderson, M.F.A., Professor of Art and Art History. 1998-2023 Baylor College of Medicine | One Baylor Plaza, Houston, Texas 77030 | (713)798-4951Have an edit or suggestion for this page? Username: Your username (up to 15 characters) can be a customer ID that you've chosen or your Social Security number (SSN). James Breckenridge, Ph.D., Professor of Religion. ; Ph.D., Texas A&M U. Michael D. Morrison, J.D., Professor and The Jo Murphy Chair International Education and the William J. Boswell Professor of Law. Terry Maness, Dean of Hankamer School of Business and Professor of Finance (1972-2021)B.A., Baylor U.; M.S., ibid. Is there a tax advantage to owning variable annuities versus mutual funds? Bob E. Patterson, Ph.D., Distinguished Professor of Religion. Robert T. Doty, Ph.D., Professor of Mechanical Engineering. Faculty who reached the rank of Professor or Associate Professor before retirement, had twenty or more years of full-time college or university-level service (at least the last ten as a faculty member at Baylor), and had an established record of distinction as a teacher/scholar in service to Baylor University. For help and advice, schedule an appointment with a TIAA investment professional or attend a seminarOpens in a new window. Login now. Emeritus Faculty are nominated by their deans to the President through the Provost. (1971)B.B.A., Baylor U.; M.B.A., U. of Southern California; D.B.A.,ibid. (1986-2009)A.B., Wabash College; M.S., U. of Notre Dame; Ph.D.,ibid. Deposit and lending products and services are provided by TIAA Bank, a division of TIAA, FSB. Taxes and penalties may apply. Janelle Walter, Ph.D., Professor of Family and Consumer Sciences. What is the difference between a mutual fund and an annuity? If your employer offers to match your contribution, make sure you save enough to trigger that match. Other benefits may be available, such as pre-tax and tax-deferred contributing, which could help maximize your savings. Powered by. Waco, Texas, BaylorUniversity Waco,Texas76798 1-800-229-5678, Departmental Resources: Tenure & Promotion, Evaluation, Tenure, Promotion, and Compensation, Policies and Procedures Related to Employment at Baylor, Course Actions, Revisions and New Proposals, BUPP 706 Faculty Workload and Merit Evaluation, BUPP 717 Academic Credentials for Faculty and Graduate Teaching, Strategic Enrollment Management (SEM) Plan, Baylor/Xavier University Exchange Program, Discipline-Specific Diversity, Equity, Inclusion, & Belonging Training and Education Proposals, HR Resources for Managers & Academic Leaders, Electronic Course Action System (ECAS) User's Guide, Robbins College of Health and Human Sciences, George W. Truett Theological Seminary Admissions. (1973-2005)B.B.A., Baylor U.; M.B.A.,ibid. TIAA-CREF Individual & Institutional Services, LLC serves as a broker-dealer with respect to underlying mutual funds only, and does not offer, market or sell interests in such plans or otherwise provide broker-dealer services with respect to the interests in such plans. Dr. John S. Belew, Ph.D., Professor of Chemistry and Provost Emeritus. (2000-2020)B.A., Austin College; M.M., Cleveland Institute of Music. Personalized services provide access to a number of plan features and investments that you pay for, only if you use them. These contributions will be automatically invested in the State Street Target Retirement Funds Class K with Fidelity unless you choose another investment at Fidelity or TIAA. (2004-2017)B.A., Newcomb College of Tulane U.; M.A., U. of Kansas; Ph.D., U. of Virginia. Kathy Whipple, Ph.D., Professor of Communication Sciences and Disorders. There are often lots of complex rules and regulations, and it can be hard to figure out what plans & benefits youre eligible for or which investments are available to you. (2003-2021). Louis Muldrow, J.D., Professor and the Abner V. McCall Professor of Evidence. Wilfrid Laurier U.; M.A., Lamar U.; Ph.D., U. Texas. ; Ed.D.,ibid. (1986-2011)B.S., Texas Woman's U.; M.Ed., Sam Houston State U.; Ph.D., Texas Woman's U. Charles S. Madden, Ph.D., Professor of Marketing. (1987-2007)B.S., Baylor U.; M.A., U. of Texas; Ph.D.,ibid. If requested before 2 p.m. you will receive a response today. (1969-1996)B.M.E., Madison College; M.M., Baylor U.; Ph.D., U. of Texas. Faculty Affairs & Development organizes workshops on topics such as teaching in different environments, communication skills, curriculum design and more. There are several technology companies that offer end-to-end notarization systems. ; Ph.D., U. of Texas. ; M.A., ibid. (1981-2017)B.S., Southern Methodist U.; M.S.,ibid. Associate Professor of Otolaryngology, New York Medical College. Emeriti, TIAA-CREF, Savitz, Aetna Life Insurance Company, and HealthPartners are independent corporations and are not legally affiliated. (1994-2017)A.B., George Washington U.; M.A., U. of California, Berkeley; Ph.D.,ibid. For employer-sponsored retirement plans, your required beginning date is April 1 of the year following the calendar year in which you reach your RMD Applicable Age or retire from the plan sponsor, if later. (1980-2003)B.A., Case Western Reserve U.; M.L.S., U. of North Texas; Ph.D., U. of North Texas. Baylor College of Medicine and Department Summary: Baylor (www.bcm.edu) is recognized as one of the nation's premier academic health science centers and is known for excellence in education, research, and healthcare and community service. Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association of America (TIAA) and College Retirement Equities Fund (CREF), New York, NY. (1990)B.A., Baylor U.; M.Ed., U. of North Texas; Ed.D.,ibid. TIAA-CREF Individual & Institutional Services, LLC, Member FINRA, distributes securities products. If you have not enrolled in the 403(b) Tax-Deferred Investment Plan within 45 days from your date of hire, you will be automatically enrolled in the Plan at a contribution rate of 3% of your pretax eligible earnings. (1971-2008)B.A., Baylor U.; M.A., U. of Texas; Ph.D.,ibid. Barbara and Corbin J. Robertson, Jr. Presidential Award for Excellence in Education, Ben and Margaret Love Foundation Bobby Alford Award for Academic Clinical Professionalism (Center for Professionalism), Norton Rose Fulbright Faculty Excellence Award, Faculty Awards for Excellence in Patient Care. David Swenson, J.D., Professor of Law and the George G. Kelly Professor of Law. The following three categories of services are provided to your plan: 1. William Hair, Associate Professor and Associate Dean and Director, Central University Libraries (1994-2021)B.S., U. of Tennessee; M.Div., Mid-America Baptist Theological Seminary; M.L.S., Vanderbilt U. D. Thomas Hanks, Jr., Ph.D., Professor of English and Master Teacher. ; Ph.D.,ibid. Investing in this manner does not ensure a profit or guarantee against loss in declining markets. This plan allows you to receive a cash withdrawal. Your principal remains intact while you receive the interest. Charles M. Tolbert, Ph.D., Professor of Sociology. ; Ph.D., U. of California at Irvine. John Dunbar, Ph.D., Professor of Geosciences. These payments generally are available to individuals who have attained age 55 but have not yet reached RMD Applicable Age and must begin at least one year prior to reaching RMD Applicable age. Ellen K. Brown, M.L.I.S., Associate Professor, University Libraries (1976-2010)B.S., Wayland Baptist College; M.A., Baylor U.; M.L.I.S., U. of Texas. Calvin B. Smith, M.S., Associate Professor of Museum Studies. Harold W. Osborne, Ph.D., Professor of Sociology and Master Teacher. (2003-2018)B.S., Texas A&M U.; M.S.,ibid. (1988-2022)B.A., U. of Rhode Island; M.A., U. of Florida; Ph.D., ibid. Password: Use 6 to 20 letters, numbers and/or special characters, Baylor College of Medicine 403(b) Tax Deferred Investment Plan, Baylor College of Medicine 401(a) Retirement Plan, Enrolling is fast and easy: Simply select. For IRAs (other than Roth IRAs), your required beginning date is April 1 of the year following the calendar year in which you reach your RMD Applicable Age. William E. McBride, Ph.D., Professor of Computer Science. The City College of New York 160 Convent Avenue New York, NY 10031 p: 212.650.7000. America's fourth largest city is a great place to live, work and play. (1990-2014)B.A., U. of South Carolina; M.A.,ibid. 15% increase in Pre-65 dependent coverage . ; M.S.,ibid. (1974-2021).B.A., U. of Oklahoma; J.D.,ibid. Teachers Insurance and Annuity Association (TIAA) will provide services to the plan and may issue plan communications on behalf of the plan sponsor, in its capacity as a plan recordkeeper. Sharp, Ph.D., Professor of Curriculum and Instruction. ; Ph.D., Emory U. Robert S. Baldridge, Ph.D., Professor of Biology. (1969-2009)B.A., Baylor U.; M.S.W., Louisiana State U; Ph.D., Texas Womans U. Donald R. Edwards, Ph.D., Professor of Management. Your own Plan account may earn more or less than this example. ; Ph.D., U. of Oklahoma. These withdrawals are not available from TIAA Traditional Account balances. As a Baylor Medicine patient, you'll have access to exclusive clinical trials, leading-edge procedures, and the brightest minds in medicineall working together to provide you with more options . 1329 S. 7th Street *Guarantees are subject to the claims-paying capability of the insurer. We realize the enrollment process requires making tough decisions. David E. Pennington, Ph.D., Professor of Chemistry and Biochemistry and Master Teacher.

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