Email: jdegraaf@kalkaskacounty.org For example, if you have a property tax exemption because you are over 65, you would lose that exemption if you added your daughter to your house title. 255 W. Main Street Accessed April 10, 2020. Fax Number: 231-689-7271 Owners with separate interests won't have a right to survivorship of the other owner's interest. 415 Third Street MCL 565.201a. Crystal Falls, MI 49920 Warranty deeds come with some type of . Jensen attended Idaho and Boise State Universities. Fax Number: 906-643-1178 Support wikiHow by Phone Number: 231-779-9455 You sign the deed as grantor, have it notarized and file it with the county's registry of deeds. Or, it could be that you want the ownership of your property to go to your child in the event of your death. "Keeping Your House Out of Probate." County Courthouse Building Howell, MI 48843 If you transfer your interest in the property, or a share of it, to someone else without the lender's permission, it may exercise the loan's due-on-sale clause. Box 8645 However, in practice, they may refuse regardless of who you're adding to your house title or why. Hastings, MI, 49058 Phone Number: 906-643-7306 https://www.gratiotmi.com/239/Register-of-Deeds, Hillsdale County Register of Deeds Strike a line through any verbiage on the deed that does not apply to your circumstances. The difference between tenancy by the entirety and joint tenancy with right of survivorship is that if one spouse has debts, that spouse's creditors can't go after the other spouse's interest in the property to cover those debts. Tenants by the Entirety. Especially with large lenders, it isn't uncommon to get a bill for the balance of the mortgage when the transfer is complete. Phone Number: 989-785-8079 1087 Newell St. Register of Deeds | Clinton County, MI Phone Number: 906-774-0955 I want to sell it, but have back taxes. Fax Number: 906-337-2253 For more detailed information on how to add someone to your house title, scroll down. Fax Number: 616-632-7615 Cadillac, MI 49601 Add language to the deed specifying what percent of the property you and the person you are adding owns, if necessary. Fax Number: 231-237-0106 701 Main Street https://www.saginawcounty.com/departments/register-of-deeds/, Sanilac County Register of Deeds 120 N. Broadway Fax Number: 989-344-3223 If you alter the deed so that you and your spouse both own the property, instead of just you, it changes the situation in the eyes of banks, lenders, and the government. Many reasons might exist that would make you want to add someone to the deed to your house. Fax Number: 906-635-6855 To add a joint owner to your property dead, you'll first need to check your loan documents or call your lender to determine responsibilities and policies. Issues of marriage and property ownership become complicated when a divorce is involved. Evaluating Financial and Legal Consequences, {"smallUrl":"https:\/\/www.wikihow.com\/images\/thumb\/3\/3e\/Add-Someone-to-Your-House-Title-Step-1.jpg\/v4-460px-Add-Someone-to-Your-House-Title-Step-1.jpg","bigUrl":"\/images\/thumb\/3\/3e\/Add-Someone-to-Your-House-Title-Step-1.jpg\/aid9653557-v4-728px-Add-Someone-to-Your-House-Title-Step-1.jpg","smallWidth":460,"smallHeight":345,"bigWidth":728,"bigHeight":546,"licensing":"